Century Jewelers & Loan – Loans
Everybody falls on tight times occasionally – an unexpected repair blows the budget, you change jobs and there is a gap in pay for a week or two, some sort of emergency arises – there are a lot of reasons we might find ourselves in a rough spot. In times like these, it is a good thing that Century Jewelers and Loan can be there for you! Just stop in and talk to us about a loan Freehold or a loan Howell. We always have someone available to discuss loan terms with you and help you out.
In general, there are two ways Century Jewelers and Loan can help you out with cash in a pinch. The first choice is to sell your unwanted items to us for cash on the spot. We buy all sorts of different items. The second choice is to bring us some of your collectibles or other valuable items as collateral for a short-term loan Freehold. No matter what option you decide on, remember that Century Jewelers and Loan is fully licensed and bonded by the State of New Jersey Department of Banking so you know you can trust us. Moving forward, let’s take a closer look at our financing services.
1. Selling Your Unwanted Items:
Outright selling your items to Century Jewelers has some definite advantages over taking out a loan Howell. First off, it is not a loan so you don’t have to worry about paying it back. Second, if you really don’t want the items you are selling to us, it is a profitable way to clear up space at home and, you might learn something new while you’re at it.
There are a lot of things we are interested in buying at Century Jewelers and Loan. Here is a very brief list of what we might be interested in:
-Special Collections: coin collections, stamp collections, baseball card collections, etc.
-Art Work including gold or bronze statuary and paintings.
-Musical Instruments such as guitars and the amps that go with them.
-Anything gold including broken or tangled jewelry and rings that are missing stones.
-Historical memorabilia, especially with the appropriate documentation.
-Pop culture memorabilia including sports and entertainment collectibles.
-Many other items not listed here.
2. Short-term Collateral Loans:
There are some advantages to take out a loan Freehold. To begin with, you are likely to get more money out of a loan (up to $50,000 in fact) than you will get from selling things. Also, you can get your valuables back when the loan is paid off.
Let’s take a look at how these loans work with Century Jewelers and Loan:
-Bring us any items that you are willing to use as collateral. We take many items as collateral including camera equipment, laptop computers, gold, diamonds, and more.
-We issue you a short-term loan Howell for an amount anywhere from $5 to $50,000. The amount we loan depends on the value of the collateral you have brought to us.
-You have up to 90 days to repay your loan and reclaim your items. Any loan can be extended for another 90 days if you need more time to pay it off but, we will continue to hold on to your collateral items during the life of the loan.
-If you fail to repay your loan according to our agreement, we reserve the right to sell your collateral items in lieu of cash payment.
That’s it in a nutshell – our short-term loan Freehold terms are pretty simple and to the point.